The position for the guarantee in the HELB funding self-sponsored students for the Kenya remains unsure since the majority degree into HELB money try limited to authorities backed children. This paper will bring empirical evidence toward collateral during the HELB disbursements in order to self-backed children within the Kenyan societal colleges. The study focused sixteen,082 fourth year care about-paid mortgage users for the eight public colleges up until the enactment of brand new College or university Expenses 2012. The new Gini coefficients performance reveal that HELB mortgage allocation is fair with marginal distinctions. This is a good signal one to HELB financing prizes so you’re able to mind-backed pupils may bridge the fresh pit that are available from inside the usage of higher education centered on socioeconomic condition.
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